Gear Up Your Business With Equipment Financing.

Competitive Financing for both Used and New Equipment in Any Industry.

NEFA logo - National Equipment Finance Association member

Real Businesses. Real Equipment. Real Growth.

You Don’t Need a BANK.
You Need a SOLUTION.

Orange line art icon of a skid-steer loader, representing heavy equipment financing for businesses needing machinery without upfront payment
Orange line art icon of stacked dollar bills, symbolizing accessible funding and flexible payment options for equipment purchases

Equipment Financing

Get the Equipment You Need - Without Paying Upfront

Secure the business-essential equipment your operation depends on - with financing built to move at your pace. Whether you’re purchasing new, used, or auctioned equipment, FES provides structured terms with low upfront costs and approvals as fast as same day. From bulldozers to bakery ovens, we finance it all.

When
Equipment Financing
is the Right Move…

Smiling construction worker wearing safety gear and overalls stepping off a tractor, symbolizing the benefits of equipment financing for business growth
  • You need to acquire or upgrade essential equipment

  • You're a vendor offering financing to boost buyer conversions

  • Your industry relies on equipment for daily revenue operations

  • You want ownership or lease-to-own options with flexible terms

  • You’re looking to scale operations without draining cash reserves

  • You want to finance new or used trucks, trailers, or attachments

  • You're equipping a restaurant, shop, or medical facility

Orange line art icon of a clipboard with a gear and arrow, representing asset-based loan evaluation and equipment value assessment
Orange line art icon of a semi-truck, symbolizing borrowing against transportation or commercial equipment while retaining ownership

Equipment Backed Financing (Asset-Based)

Borrow Against Equipment You Already Own - Unlock Cash, Keep Ownership

Tap into the value of equipment your business already owns - without selling it or disrupting your operations. This asset-based funding solution lets you access fast capital for working capital, growth, or emergencies while keeping full ownership of your equipment. Get approved and funded in as little as 24 to 48 hours - no red tape, no hassle.

  • You own paid-off or underutilized equipment and want to unlock working capital

  • You want to avoid high-interest unsecured loans

  • You have valuable trucks, machinery, or physical assets you can leverage

  • You need capital for payroll, materials, or new contracts

  • You’re looking to reinvest into marketing, staff, or expansion

  • You need fast funding without giving up ownership

  • You want to tap into built-up equity in your equipment without disrupting operations

When
Equipment-Backed Financing (Asset-Based)
Makes Sense…

Two men in work attire, one wearing a hard hat, discussing financing options beside large construction equipment - representing asset-based equipment financing solutions
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Three industrial workers in safety gear reviewing plans on a tablet beside a large red robotic arm in a manufacturing facility

Get the Equipment You Need.
THREE.
EASY.
STEPS.

At Financial Equipment Solutions™, applying for Equipment Financing or leveraging your existing equipment with Equipment-Backed Financing is Simple and Fast. Whether you’re expanding operations or upgrading your fleet, our Easy Application Process puts the right tools in your hands without delay - No Hard Credit Pull Required.

Number “01” in light orange circle, indicating the first step of Financial Equipment Solutions’ process: beginning the online application for business equipment financing
Checkmark icon symbolizing completion of step one in the equipment financing application process for business owners
Animated icon of a small business owner using a laptop to apply for equipment financing online – representing the first step of the application process for machinery, vehicles, or other business assets

Submit Your Application.

Complete a Quick Form in Just Minutes - No Hard Credit Pull Required.

Number “02” in medium orange circle, representing the second step in the equipment financing process: quick review and approval for machinery, vehicles, or other business equipment purchases
Checkmark icon indicating quick approval in the business equipment financing process, offering flexible terms for machinery, vehicles, and other assets
Animated clock with dollar sign symbolizing fast equipment financing approvals within 72 hours or less – representing the quick approval stage for equipment loans

Fast Approval Process.

Our Team Reviews your Equipment Financing or Cash-Out Refinance Request and Provides Quick Approvals with Flexible Terms. (Same-Day to 72 Hours)

Number “03” in dark orange circle, marking the third and final step: receiving approved equipment financing funds to purchase or lease essential business assets
Checkmark icon representing final funding approval in the equipment financing process, enabling businesses to purchase or lease essential equipment
Animated hand catching a coin, representing receiving funds quickly after equipment financing approval – symbolizing the final step of securing funds for purchasing or leasing equipment
Animated gear icon symbolizing business machinery and equipment upgrades available after financing approval

Collect Your Equipment!

Once Approved, Finalize Your Terms and Collect the Equipment You Need to Keep Your Business Moving.

Ready to get started? Click below to begin your hassle-free application!

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INDUSTRIES
We Finance.

[Click Sections to Expand Details]

  • Agriculture Financing for Tractors, Harvesters, Balers, Sprayers, Plows, Seeders, Irrigation Systems, and other Farm Machinery Equipment.

    [Apply for Equipment Financing]

Agriculture financing icon showing a tractor, representing loans for farm machinery, equipment, and irrigation systems
Construction financing icon with an excavator, symbolizing funding for heavy equipment like bulldozers, cranes, and pavers
  • Construction Financing for Excavators, Bulldozers, Backhoes, Skid Steers, Loaders, Cranes, Concrete Mixers, Pavers, Telehandlers, and all types of Heavy Construction Equipment.

    [Apply for Equipment Financing]

  • Manufacturing Financing for CNC Machines, Fabrication Equipment, Injection Molding Machines, 3D Printers, Robotic Arms, Conveyor Systems, and other Industrial Machinery.

    [Apply for Equipment Financing]

Manufacturing financing icon with a robotic arm, representing equipment funding for CNC machines, conveyor systems, and industrial machinery
Transportation financing icon with a delivery truck, symbolizing funding for semi-trucks, trailers, fleet vehicles, and vans
  • Transportation Financing for Semi-Trucks, Trailers, Box Trucks, Dump Trucks, Fleet Vehicles, Flatbeds, Tow Trucks, Buses, and Delivery Vans.

    [Apply for Equipment Financing]

  • Waste Management Financing for Roll-Off Trucks, Waste Compactors, Balers, Recycling Machinery, Septic Trucks, and Environmental Cleanup Equipment.

    [Apply for Equipment Financing]

Waste management equipment financing icon showing roll-off truck and gear symbol for balers, compactors, recycling machinery, septic trucks, and cleanup equipment
Mining equipment financing icon with circular saw blade representing surface miners, underground mining trucks, rock drills, crushers, screening plants, and ventilation systems
  • Mining Financing for Surface Miners, Underground Mining Trucks, Rock Drills, Crushers, Screening Plants, and Ventilation Systems.

    [Apply for Equipment Financing]

  • Information Technology (IT) Financing for Servers, Network Infrastructure, Data Storage Systems, Cybersecurity Hardware, Telecom Equipment, and other Technology Assets.

    [Apply for Equipment Financing]

Information technology equipment financing icon with microchip design representing servers, network infrastructure, data storage systems, cybersecurity hardware, telecom equipment, and other tech assets
Railroad equipment financing icon showing locomotive for locomotives, railcars, maintenance-of-way equipment, track machines, and rail infrastructure tools
  • Railroad Financing for Locomotives, Railcars, Maintenance-of-Way (MOW) Equipment, Track Maintenance Machines, and Rail Infrastructure Tools.

    [Apply for Equipment Financing]

Forestry equipment financing icon showing logging machine for feller bunchers, skidders, log loaders, mulchers, chippers, and other forestry machinery
Aircraft financing icon showing helicopter for commercial planes, cargo aircraft, private jets, helicopters, and ground support equipment
  • Aircraft Financing for Commercial Planes, Cargo Aircraft, Private Jets, Helicopters, and Ground Support Equipment.

    [Apply for Equipment Financing]

  • Oil & Gas Financing for Drilling Rigs, Fracking Equipment, Pump Trucks, Compressors, Pipeline Construction Equipment, and Well Servicing Units.

    [Apply for Equipment Financing]

Oil and gas equipment financing icon showing pump jack for drilling rigs, fracking equipment, pump trucks, compressors, pipeline units, and well servicing equipment
Landscaping equipment financing icon with worker and mower for commercial mowers, stump grinders, snow plows, chippers, trailers, trenchers, and outdoor equipment
  • Landscaping Financing for Commercial Mowers, Stump Grinders, Snow Plows, Tree Chippers, Trailers, Trenchers, and Outdoor Maintenance Equipment.

    [Apply for Equipment Financing]

  • Healthcare Financing for MRI Machines, X-Ray systems, Dental Equipment, Surgical Tables, Ultrasound Machines, Physical Therapy Equipment, and Medical IT Systems.

    [Apply for Equipment Financing]

Healthcare equipment financing icon showing MRI scanner for MRI machines, X-ray systems, dental equipment, surgical tables, ultrasound machines, therapy equipment, and medical IT systems
General business equipment financing icon with gear and wrench symbol for critical tools, vehicles, machinery, and technology that support daily operations across any industry
  • Financing for Critical tools, Vehicles, Machinery, and Hardware that support daily operations across Any Industry.

    [Apply for Equipment Financing]

Requirements to Qualify for

Equipment Financing

Orange Hitachi excavator with hydraulic breaker demolishing concrete structure on construction site, surrounded by rubble and dust — heavy equipment financing example

2+

Years in Business

600+

Credit Score

250k+

In Annual Revenue

4

Recent Business Bank Statements

1+

Invoice / Purchase Order of Equipment

Minimal Documentation Required.

Note: If you would like to see competitive approvals on general Working Capital or Flexible Lines of Credit, an invoice is not required.

Orange FAQ icon with speech bubbles and question mark for equipment financing help and answers
Small business owner at desk with computer and shipping boxes, looking confused while researching equipment financing and funding options.

Still have some questions?
Check our FAQ!

Put the Right Tools in Place.

From Yellow Iron to Reefer Trucks, FES Helps You Finance The Equipment That Keeps Your Business Running Strong.

OR

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