Equipment Financing

Gear Up Your Business With
Equipment Financing.

Competitive Financing for both Used and New Equipment in Any Industry.

Apply Now

Real Businesses. Real Equipment. Real Growth.

"In construction, time is money. Financial Equipment Solutions made it simple to get the telehandler we needed without the usual financing roadblocks. Now we move materials faster and take on bigger jobs."

Derek (Construction)
"When we needed to expand our delivery fleet, Financial Equipment Solutions came through. They got us approved fast, with terms that let us grow without draining our working capital. Thanks to FES, we're keeping routes moving and customers happy."

Luis (Freight & Local Delivery)
"We needed a new Mack roll-off truck bad. FES got us approved fast and made the whole thing simple - no headaches, no runaround. Just what we needed to keep working."

Nick (Waste Management & Recycling Services)
"We needed a telehandler for a tight-deadline framing job, and banks were giving us the runaround. Financial Equipment Solutions got us approved fast with no nonsense. Machine delivered, materials moving, and project back on schedule. They really understand contractors."

Chris (Framing & Residential Construction)
"Running an HVAC company means you can't afford delays. Financial Equipment Solutions got me the van and equipment financing I needed to stay booked and moving. Easy process, no headaches."

Kevin (Service Tech / HVAC)
“We were breaking ground on our biggest job yet and needed to scale fast. Two new excavators wasn’t in the cash flow - but it was make or break. FES got us the funding in days, not weeks. No hoops, no judgment. Just straight-up support when it mattered.”

James (Real Estate Development & Sitework)
"Our crew desperately needed another compact track loader before fall season hit. FES made it happen instantly. They walked us through everything and got our Bobcat funded with no delays. Honest people you can rely on."

Matt (Land Clearing & Residential Grading)
"When timing and precision are everything, we couldn’t afford to wait. Financial Equipment Solutions came through fast with the financing we needed for our Liebherr LR 1300. Thanks to F.E.S., we kept our infrastructure project moving without a hitch."

Phil (Heavy Construction and Infrastructure)
"As a waste hauler, timing is everything. Financial Equipment Solutions got us pre-approved fast so we could lock in the truck we needed without slowing down operations. The process was smooth, and the terms actually worked for our business. I’ll definitely be coming back when it’s time to expand again."

Samantha (Roll-Off & Waste Management)
"We needed to finance a few machines quickly to keep our crews moving. Financial Equipment Solutions made the process easy from start to finish. They understood our industry, got us approved fast, and helped us avoid tying up our cash. Big win for our operation."

Mike (Utility & Site Work Contractor)
"We won a city contract that required two skid steers on site immediately. FES didn’t blink - they secured financing for both machines faster than anyone else could. Great communication and zero headaches. They’re our go-to now."

Tyler (Concrete & Municipal Work)
"Our John Deere 870G was a major purchase and every bank wanted months of paperwork. FES had the deal structured and approved in days. Straightforward, professional, and fast. Because of them, we kept our civil beachside project moving without missing a beat."

Carlos (Heavy Civil Contractor)
"We needed a new Peterbilt dump truck and trailer to keep up with bigger jobs. Financial Equipment Solutions got us the funding fast without all the runaround. Now we’re out there every day, getting it done."

Anthony (Construction & Hauling)
“We needed real equipment to land bigger work - an excavator and loader don’t pay for themselves. Financial Equipment Solutions made it easy, got us funded fast, and now we’re running bigger sites and bigger checks.”

Robert (Construction & Sitework)
“Adding a CAT skid steer to our fleet gave us the flexibility to take on more site prep and grading projects without draining cash flow. FES made the financing fast, easy, and way more affordable than a traditional lender.”

Marcus (Landscaping & Construction)
"Growing our hauling division meant adding more trucks fast. FES delivered approvals on both Volvos when traditional lenders stalled. Transparent, responsive, and they actually understand fleet businesses. These trucks have already boosted our revenue."

Ramon (Trucking & Hauling Services)
"When you’re working ground-up on road jobs and big commercial sites, there’s no room for equipment that can’t keep up. Thanks to FES, we locked down the financing fast for our new John Deere grader - no red tape, no hassle. This machine’s already putting in work, and so are we."

Bobby (Heavy Civil Contractor)
“Financial Equipment Solutions made expanding my transport business easy. Getting our Freightliner and trailer funded quickly helped us land more contracts and move bigger equipment without tying up our capital.”

Carlos (Equipment Hauling Services)
"Financing the boom lift through Financial Equipment Solutions made all the difference. We were able to take on new commercial contracts for indoor maintenance and installs without tying up our operating cash. FES made the process easy, fast, and flexible."

Jason (Commercial Maintenance & Installations)
"We needed a new truck to keep up with bigger landscaping jobs, but banks were giving us the runaround. F.E.S. made it simple... quick approval, no hassle, and fair terms. Now we're taking on more contracts and growing faster than ever."

Miguel (Landscaping & Outdoor Services)
"We landed a big commercial project but needed two lifts fast to stay on schedule. Financial Equipment Solutions made it happen! Easy process, great terms, and we were up and running in days. Without them, we would’ve missed out on serious money."

Julio (Commercial Painting & Masonry)
"The CAT 950 wheel loader was mission-critical for our material yard, and FES treated it like a priority. Approval came fast, terms made sense, and the whole process was smooth. We’re operating at full strength again thanks to them."

Jason (Material Handling & Site Prep)
"Expanding our delivery fleet was crucial, but we needed a fast and flexible financing partner. FES helped us secure this Nissan NV200 with no slowdown. Now we’re reaching more customers and growing stronger every month. Couldn’t have been easier."

Jessica (Dry Cleaning & Delivery Service)
"When a major infrastructure project popped up downtown, we needed a reliable crane... FAST. Financial Equipment Solutions got our Liebherr financed and ready to roll without the usual red tape. We were on-site, set up, and lifting ahead of schedule. FES truly understands the urgency contractors face in this business."

Frank (Infrastructure Contractor)
"No games, no waiting. We needed another truck on the road ASAP - Financial Equipment Solutions got it done when others wasted our time. Solid terms, fast funding. If you’re serious about growing your fleet, call F.E.S."

Mike (Freight & Logistics)
"Our palm tree trimming business was growing fast, but when the bank dragged their feet, we almost missed the busy season. Financial Equipment Solutions came through with the boom lift financing we needed - no runaround, just results. Now we’re booked solid."

Zachary (Tree Trimming & Landscaping)
"We tear up and rebuild sidewalks all day - no time for bank delays. Financial Equipment Solutions got us FAST financing on our John Deere 326E and attachments so we could stay grinding and growing without missing a job."

Roberto (Concrete & Demo Crew)
"The banks told us 1 to 3 months just to get an answer... Financial Equipment Solutions got it done in 72 hours. Thanks to FES, we locked down the Komatsu and broke ground on our project without skipping a beat. 10/10 recommend!"

Luis (Sitework & Excavation Contractor)
"Concrete waits for no one. We needed that new mixer to keep up with jobs piling up. FES made it happen fast and simple - no bull, just funding. Appreciate the real support when it counts."

Tony (Concrete & Paving)
"We don’t have time to sit around waiting on approvals. F.E.S. got us the pump truck fast so we could get back to work and keep the jobs rolling. No lag or lack of communication... just quick results. Appreciate you guys."

Ruben (Environmental Services)
"Financial Equipment Solutions made it easy to upgrade my truck and trailer. Being in hotshot hauling, I needed fast funding and flexible terms. FES delivered exactly what I needed to keep moving."

Juan (Hotshot Trucking / Equipment Hauling)
"Financial Equipment Solutions made it easy to get a used Komatsu excavator for our road project. Fast approval, fair rates - no surprises."

Jason (Construction & Demolition)
"In the towing and recovery business, downtime isn’t an option. Financial Equipment Solutions got me the truck I needed without the runaround... fast, simple, and reliable."

Marco (Towing & Recovery)
"Found a used Freightliner from Penske, but the financing they were pushing was a joke. Financial Equipment Solutions came in, got me approved fast, no games, no corporate B.S. Now I’m rolling in my own rig, stacking loads, and building something real. Appreciate F.E.S. for backing the small guys."

Mike (Trucking & Freight)
"I was ready to expand my fleet and haul more loads, but financing was a mess. Financial Equipment Solutions came through fast and got me the truck and trailer I needed to level up my business."

Chad (Auto Transport)
"Our high-rise project couldn't afford downtime. Financial Equipment Solutions made the process smooth and fast with no hoops to jump through. They got us approved for the TEREX SK 452-20 cranes without missing a beat."

Doug (Heavy Construction)
"FES made it simple! One app, fast approval, no hassle. We financed the Kubota SSV65 and the trailer in one shot. Picked them up and got straight to work on grading, loading, and tight-access jobs. Solid machine, even better service from Financial Equipment Solutions."

Victor (Site Services & Grading)
"I was bouncing between lenders for weeks trying to get this Volvo sleeper cab. Everyone wanted perfect credit, five years in business, and a miracle. Financial Equipment Solutions didn’t care about all that... they saw I was working, they saw I was hungry. Got approved in days. No fluff. Just fuel and forward motion."

Kevin (Long-Haul Trucking)
"Our grading jobs were stacking up and we couldn’t afford downtime. FES made financing our CAT mini excavator incredibly simple. Quick approval, fair terms, and zero surprises. We were back trenching the same week. Highly recommend."

Nick (Excavation & Property Development)
"We picked up a new boom truck for a 50-story project, and FES made the financing effortless. They understood the urgency of a high-rise schedule and moved fast. Funds hit, truck delivered, and our crew stayed on pace with all the sheetrock lifts. Zero runaround - just results."

Alejandro (Commercial Drywall & Interior Systems)

Get Equipment Financing

You Don’t Need a BANK.
You Need a SOLUTION.

Get the Equipment You Need - Without Paying Upfront

Secure the business-essential equipment your operation depends on - with financing built to move at your pace. Whether you’re purchasing new, used, or auctioned equipment, FES provides structured terms with low upfront costs and approvals as fast as same day. From bulldozers to bakery ovens, we finance it all.

When
Equipment Financing
is the Right Move…

Smiling construction worker wearing safety gear and overalls stepping off a tractor, symbolizing the benefits of equipment financing for business growth

You need to acquire or upgrade essential equipment
You're a vendor offering financing to boost buyer conversions
Your industry relies on equipment for daily revenue operations
You want ownership or lease-to-own options with flexible terms
You’re looking to scale operations without draining cash reserves
You want to finance new or used trucks, trailers, or attachments
You're equipping a restaurant, shop, or medical facility

Get Pre-Approved for Equipment Financing

Equipment-Backed Financing

Borrow Against Equipment You Already Own - Unlock Cash, Keep Ownership

Tap into the value of equipment your business already owns - without selling it or disrupting your operations. This asset-based funding solution lets you access fast capital for working capital, growth, or emergencies while keeping full ownership of your equipment. Get approved and funded in as little as 24 to 48 hours - no red tape, no hassle.

When
Equipment-Backed Financing
Makes Sense…

Two men in work attire, one wearing a hard hat, discussing financing options beside large construction equipment - representing asset-based equipment financing solutions

You own paid-off or underutilized equipment and want to unlock working capital
You want to avoid high-interest unsecured loans
You have valuable trucks, machinery, or physical assets you can leverage
You need capital for payroll, materials, or new contracts
You’re looking to reinvest into marketing, staff, or expansion
You need fast funding without giving up ownership
You want to tap into built-up equity in your equipment without disrupting operations

Unlock Your Equipment’s Value

Three industrial workers in safety gear reviewing plans on a tablet beside a large red robotic arm in a manufacturing facility

Get the Equipment You Need.
THREE.
EASY.
STEPS.

At Financial Equipment Solutions™, applying for Equipment Financing or leveraging your existing equipment with Equipment-Backed Financing is Simple and Fast. Whether you’re expanding operations or upgrading your fleet, our Easy Application Process puts the right tools in your hands without delay - No Hard Credit Pull Required.

Start Application

Number “01” in light orange circle, indicating the first step of Financial Equipment Solutions’ process: beginning the online application for business equipment financing

Animated icon of a small business owner using a laptop to apply for equipment financing online – representing the first step of the application process for machinery, vehicles, or other business assets

Checkmark icon symbolizing completion of step one in the equipment financing application process for business owners

Submit Your Application.

Complete a Quick Form in Just Minutes - No Hard Credit Pull Required.

Number “02” in medium orange circle, representing the second step in the equipment financing process: quick review and approval for machinery, vehicles, or other business equipment purchases

Animated clock with dollar sign symbolizing fast equipment financing approvals within 72 hours or less – representing the quick approval stage for equipment loans

Checkmark icon indicating quick approval in the business equipment financing process, offering flexible terms for machinery, vehicles, and other assets

Fast Approval Process.

Our Team Reviews your Equipment Financing or Cash-Out Refinance Request and Provides Quick Approvals with Flexible Terms. (Same-Day to 72 Hours)

Number “03” in dark orange circle, marking the third and final step: receiving approved equipment financing funds to purchase or lease essential business assets

Animated hand catching a coin, representing receiving funds quickly after equipment financing approval – symbolizing the final step of securing funds for purchasing or leasing equipment

Animated gear icon symbolizing business machinery and equipment upgrades available after financing approval

Checkmark icon representing final funding approval in the equipment financing process, enabling businesses to purchase or lease essential equipment

Collect Your Equipment!

Once Approved, Finalize Your Terms and Collect the Equipment You Need to Keep Your Business Moving.

Ready to get started? Click below to begin your hassle-free application!

Get Started Now

INDUSTRIES
We Finance.

[Click Sections to Expand Details]

Agriculture Financing for Tractors, Harvesters, Balers, Sprayers, Plows, Seeders, Irrigation Systems, and other Farm Machinery Equipment.
[Apply for Equipment Financing]

Agriculture financing icon showing a tractor, representing loans for farm machinery, equipment, and irrigation systems

Construction financing icon with an excavator, symbolizing funding for heavy equipment like bulldozers, cranes, and pavers

Construction Financing for Excavators, Bulldozers, Backhoes, Skid Steers, Loaders, Cranes, Concrete Mixers, Pavers, Telehandlers, and all types of Heavy Construction Equipment.
[Apply for Equipment Financing]

Manufacturing Financing for CNC Machines, Fabrication Equipment, Injection Molding Machines, 3D Printers, Robotic Arms, Conveyor Systems, and other Industrial Machinery.
[Apply for Equipment Financing]

Manufacturing financing icon with a robotic arm, representing equipment funding for CNC machines, conveyor systems, and industrial machinery

Transportation financing icon with a delivery truck, symbolizing funding for semi-trucks, trailers, fleet vehicles, and vans

Transportation Financing for Semi-Trucks, Trailers, Box Trucks, Dump Trucks, Fleet Vehicles, Flatbeds, Tow Trucks, Buses, and Delivery Vans.
[Apply for Equipment Financing]

Waste Management Financing for Roll-Off Trucks, Waste Compactors, Balers, Recycling Machinery, Septic Trucks, and Environmental Cleanup Equipment.
[Apply for Equipment Financing]

Waste management equipment financing icon showing roll-off truck and gear symbol for balers, compactors, recycling machinery, septic trucks, and cleanup equipment

Mining equipment financing icon with circular saw blade representing surface miners, underground mining trucks, rock drills, crushers, screening plants, and ventilation systems

Mining Financing for Surface Miners, Underground Mining Trucks, Rock Drills, Crushers, Screening Plants, and Ventilation Systems.
[Apply for Equipment Financing]

Railroad Financing for Locomotives, Railcars, Maintenance-of-Way (MOW) Equipment, Track Maintenance Machines, and Rail Infrastructure Tools.
[Apply for Equipment Financing]

Railroad equipment financing icon showing locomotive for locomotives, railcars, maintenance-of-way equipment, track machines, and rail infrastructure tools

Forestry equipment financing icon showing logging machine for feller bunchers, skidders, log loaders, mulchers, chippers, and other forestry machinery

Forestry Financing for Feller Bunchers, Skidders, Log Loaders, Mulchers, Chippers, and other Forestry Machinery.
[Apply for Equipment Financing]

Aircraft Financing for Commercial Planes, Cargo Aircraft, Private Jets, Helicopters, and Ground Support Equipment.
[Apply for Equipment Financing]

Aircraft financing icon showing helicopter for commercial planes, cargo aircraft, private jets, helicopters, and ground support equipment

$Oil and gas equipment financing icon showing pump jack for drilling rigs, fracking equipment, pump trucks, compressors, pipeline units, and well servicing equipment$

Oil & Gas Financing for Drilling Rigs, Fracking Equipment, Pump Trucks, Compressors, Pipeline Construction Equipment, and Well Servicing Units.
[Apply for Equipment Financing]

Landscaping Financing for Commercial Mowers, Stump Grinders, Snow Plows, Tree Chippers, Trailers, Trenchers, and Outdoor Maintenance Equipment.
[Apply for Equipment Financing]

Landscaping equipment financing icon with worker and mower for commercial mowers, stump grinders, snow plows, chippers, trailers, trenchers, and outdoor equipment

Healthcare equipment financing icon showing MRI scanner for MRI machines, X-ray systems, dental equipment, surgical tables, ultrasound machines, therapy equipment, and medical IT systems

Healthcare Financing for MRI Machines, X-Ray systems, Dental Equipment, Surgical Tables, Ultrasound Machines, Physical Therapy Equipment, and Medical IT Systems.
[Apply for Equipment Financing]

Cover Kitchen Equipment Purchases, POS Systems, Refrigeration, Ovens, Delivery Equipment, or Renovation Upgrades with flexible equipment financing that keeps your operation running efficiently.
[Apply for Working Capital]

Restaurant funding icon with burger symbol - operating expenses, kitchen upgrades, marketing campaigns, and emergency repair financing to keep businesses open and busy

Veterinary funding icon with heart and paw print symbol - facility upgrades, staff hiring, and daily operational cost coverage without traditional loan delays

Finance Medical Equipment, Imaging Systems, Diagnostic Tools, Laser/Surgical Devices, or Facility Upgrades without delays - giving your veterinary practice the tools to serve more clients.
[Apply for Working Capital]

Secure financing to acquire Heavy Equipment, Vehicles, Skid Steers, Excavators, Trailers, or Site Tools - giving you the ability to take on larger projects and stay ahead of schedule.
[Apply for Working Capital]

Construction funding icon with hard hat symbol - subcontractor payments, materials, and permit cost coverage for larger projects and on-time schedules

HVAC, plumbing, and electrical funding icon with gear, drop, and tools - cover payroll, permits, and emergency service costs with fast contractor financing

Cover Service Vehicles, Tools, Pipe Machines, HVAC Units, Diagnostic Gear, Generators, or Installation Equipment with tailored financing that keeps your crew productive with minimal downtime.
[Apply for Working Capital]

Handle Shop Equipment, Diagnostic Machines, Lifts, Compressors, Tire Machines, or Expansion Tooling with equipment financing designed for busy, growth-focused repair shops.
[Apply for Working Capital]

Auto repair funding icon with car and wrench - finance parts inventory, technician payroll, shop upgrades, and business expansion

Personal services funding icon with spray bottle and person silhouette - cover operating expenses, equipment upgrades, and staffing needs for service industries

Manage New Equipment Purchases, Machine Upgrades, Cleaning Systems, Fitness Machines, or Specialty Tools with fast equipment financing tailored for personal service businesses.
[Apply for Working Capital]

Information Technology (IT) Financing for Servers, Network Infrastructure, Data Storage Systems, Cybersecurity Hardware, Telecom Equipment, and other Technology Assets.
[Apply for Equipment Financing]

Information technology equipment financing icon with microchip design representing servers, network infrastructure, data storage systems, cybersecurity hardware, telecom equipment, and other tech assets

General business equipment financing icon with gear and wrench symbol for critical tools, vehicles, machinery, and technology that support daily operations across any industry

Financing for Critical tools, Vehicles, Machinery, and Hardware that support daily operations across Any Industry.
[Apply for Equipment Financing]

Requirements to Qualify for