Fast, Simple, and Secure Application Process

One simple application. Multiple financing solutions. Zero impact on your credit, Zero obligation.

NEFA logo - National Equipment Finance Association member

Don't Just Take Our Word For It…

  • “We needed a new service van and didn’t want to drain cash flow. FES had us approved and funded in under 24 hours - seriously impressive.”

    Jordan (HVAC)

  • “Getting a working capital line through Financial Equipment Solutions helped us meet payroll and order supplies during our busiest month.”

    Fatima (Healthcare Provider)

  • “I financed my 2021 Peterbilt with FES to free up $45K in cash - fast, simple, and they didn’t overcomplicate a thing.”

    Eli (Transportation / Trucking)

  • “Financial Equipment Solutions made it super easy. One form, quick approval, and my skid steer was delivered three days later... can’t ask for more.”

    DeShawn (Construction Contractor)

  • “Bank said no. FES said YES in 48 hours. Their team understood seasonal cash flow better than anyone we’ve worked with.”

    Mateo (Agriculture / Farming)

  • “We used a business line of credit from FES to float a major client onboarding project - they understood our needs instantly.”

    Arjun (Information Technology)

  • “We needed lifts and diagnostic equipment, and FES got us the financing fast without the usual red tape.”

    Jamal (Auto Repair Shop Owner)

  • “Between staffing and equipment upgrades, we had a cash crunch. FES funded us same-day and helped avoid a real slowdown.”

    Kim (Warehousing & Logistics)

  • “FES helped us upgrade our kitchen line just before the holiday rush. Simple app, great communication, money hit the account in 24 hours.”

    Nadia (Restaurant Owner)

  • “We used owned heavy equipment as collateral for a working capital injection. FES was sharp, fast, and professional from day one.”

    Omar (Mining Support Services)

  • “No fluff, no delays. Just got approved, signed, and funded in a day. That kind of speed is rare in this industry.”

    Hunter (Forestry & Land Clearing)

Get Equipment Financing / Working Captial

One Application.
Four Flexible Options.

[Choose the Right Financing for Your Business]

Orange line art icon of a clipboard with a gear and arrow, representing asset-based loan evaluation and equipment value assessment
Orange line art icon of a semi-truck, symbolizing borrowing against transportation or commercial equipment while retaining ownership

Equipment
Backed
Financing

Borrow against equipment your business already owns to unlock working capital - without selling assets or interrupting operations.

Purple line art icon of a payment terminal with a hand swiping a card, symbolizing quick access to funds and seamless transactions through a business line of credit
Purple line art icon of multiple credit cards, representing flexible revolving credit options for business owners

Business Line of Credit

Secure a revolving credit line that gives your business flexibility to draw funds when needed and repay as you go.
Orange line art icon of a skid-steer loader, representing heavy equipment financing for businesses needing machinery without upfront payment
Orange line art icon of stacked dollar bills, symbolizing accessible funding and flexible payment options for equipment purchases

Equipment
Financing

Finance new or used equipment essential to your daily operations, with structured terms tailored to your business needs.

Purple line art icon of a business briefcase, representing fast merchant cash advances for small business operations
Purple line art icon of stacked dollar bills, symbolizing upfront funding based on projected future sales

Merchant Cash Advance

Receive upfront capital in exchange for a portion of future revenue - based on card sales or daily deposits.

Black-and-white photo of two smiling small business owners wearing work aprons in a workshop, representing U.S. entrepreneurs applying for business financing solutions through Financial Equipment Solutions
Black-and-white photo of two smiling small business owners wearing work aprons in a workshop, representing U.S. entrepreneurs applying for business financing solutions through Financial Equipment Solutions

Start Your Funding Journey
THREE.
EASY.
STEPS.

At Financial Equipment Solutions™, We’ve Streamlined our Application Process to Make Business Financing Simple, Fast, and Stress-Free. Whether you’re applying for Equipment Financing, Working Capital, or a Line of Credit, you’ll get clear guidance, transparent terms, and personalized support every step of the way - all with No Hard Credit Pull Required.

Number “01” in a dark gray circle, indicating the first step of Financial Equipment Solutions’ business funding process: beginning the online application for equipment financing or working capital
Checkmark icon symbolizing completion of step one in the business financing application process, including equipment financing and working capital solutions
Animated icon of a small business owner using a laptop to apply for equipment financing or working capital online

Submit Your Application.

Complete a Quick Form in Just Minutes - No Hard Credit Pull Required.

Number “02” in an orange circle, representing the second step in the FES funding process: fast application review and approval for equipment financing or working capital
Checkmark icon indicating fast approval in business financing, covering both equipment loans and working capital funding
Animated clock with dollar sign symbolizing fast business financing approvals within 72 hours or less

Fast Approval Process.

Our Team Reviews your Request and Provides Quick Approvals with Flexible Terms. (Same-Day to 72 Hours)

Number “03” in a purple circle, marking the third and final step in the FES process: receiving approved funds for equipment purchases or working capital needs
Checkmark icon representing final funding approval for business financing, including equipment financing and working capital options
Animated hand catching a coin, representing receiving funds quickly after financing approval

Receive Your Funds!

Once Approved, Finalize Your Terms and Receive Funding - Without the Wait!

Ready to get started? Click below to begin your hassle-free application!

What Makes

What You Get with Other Brokers

What You Get with

Any Different?

Financial Equipment Solutions company logo in a bold orange and purple gradient font, representing a modern U.S.-based equipment financing and working capital brokerage
FES circle logo in orange and purple gradient, representing Financial Equipment Solutions, a modern U.S.-based equipment financing and working capital brokerage

What You Get with

What You Get with
Other Brokers

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No Hidden Fees or Broker Fees

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$0 Down Payment Available

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Flexible Terms from 12 to 84 Months

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Direct Lender Relationships

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Industry Expertise

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Nationwide Reach (We Work With businesses across the U.S.)

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Approvals from $10K to $10M

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Smaller Funding Ranges with Less Flexibility

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Surprise Fees (Including Broker Fees and Add-Ons)

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Same-Day to 48-Hour Approvals

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Approvals Can Take Weeks or Even Months

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Often Require Significant Down Payments or Security Deposits

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No Impact on Credit Score (Pre-Qualification)

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Hard credit pulls that may lower your score

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Rigid terms with limited customization

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Flexible Payment Options (Daily, Weekly, Monthly)

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Strict monthly payments only, regardless of cash flow

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Limited lender network (Pushing You into One Costly Option)

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Data Security & Privacy

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Risk of Data Sharing or Selling Your Information

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Generic Knowledge (No Specialization in Your Field)

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All Credit Scores Considered

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May Reject Lower Credit Scores Without Solutions

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May Only Serve a Limited Region or Local Market

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Real People, Real Support - (Our Team is here to Guide You Every Step of the Way)

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Automated AI Systems with No Personalized Assistance

Orange and white FAQ icon with two overlapping speech bubbles and a question mark, symbolizing Financial Equipment Solutions’ frequently asked questions section
Frustrated warehouse manager in blue shirt holding a tablet and covering his forehead, representing small business owners seeking answers on equipment financing and working capital options with Financial Equipment Solutions

Still have some questions?
Check our FAQ!

Get Approved Without the Guesswork.

We’ve Stripped the Fluff and Trimmed the Delays - Just a Fast, Transparent Process Designed To Get You Funded.

OR

Applying will not impact your credit score. By providing your phone number and submitting this form, you consent to receive SMS text messages from Financial Equipment Solutions. Message frequency may vary. Standard message and data rates may apply. Reply STOP to opt out at any time or HELP for more information. See our Privacy Policy for details.